We want every family in Charlevoix and Emmet County to have a safe, decent, and affordable home where they can be proud to live. When we partner with families and individuals, not only do we help them build a new home, we help them develop the skills they need to become successful homeowners

Our Home Ready Program helps households to become responsibly ready by offering assistance with credit repair, home buyer education, and on-site training in the form of sweat equity hours. 

Our Home Ready Program assists households to become financially  ready for homeownership through partnerships with local, state, and federal programs that offer financial assistance and affordable mortgage products that don't require a down payment.

No matter the level of assistance needed or your reason for wanting to become a homeowner, we are here to help.