top of page


We want every family in Charlevoix and Emmet Counties to have a safe, decent, and affordable home where they can be proud to live. We accomplish this through our Homeownership, Home Repair, and Aging in Place programs. Through these programs we can add to and maintain the current housing stock.

Through various sources of funding we make homeownership and extensive home repairs financially possible for households of any size. Not sure which program is right for you? Call 231-348-6926 or email
Facebook Ad (18)_edited.jpg
Family Outside_edited.jpg
VanSloten 2.jpg

What are our programs?


When we partner with families and individuals, not only do we help them obtain an affordable mortgage to purchase a home, we help them develop the skills they need to become successful homeowners.

Our Homeownership program makes homeownership possible through down payment assistance, local affordable mortgage options, gap financing, credit repair, and homeownership education. 

Click here to learn more.

The Habitat Repair Program provides households with the opportunity to perform necessary repairs in an affordable manner. We want everyone in Northern Michigan to live in a safe home that does not leave any household members at risk. 

Homeowners only pay for a portion of the repair based on their income. The repayment is in the form of a 7-year no-interest loan to avoid financial hardship.

Click here to learn more

Home Repair

Aging in Place

Aging members of our community are facing unique needs as the housing crisis makes it nearly impossible to downsize, and the increasing cost of materials and skilled labor make critical home repairs and accessibility modifications unachievable for many households on a fixed income. In partnership with Emmet County, we have created a program to help our elders remain in their homes safely and affordably.

Click here to learn more

Ask About Any of Our Programs!
Today is the day for you to begin your journey to safe and decent homeownership! To get started:
Email:  Call: 231-348-6926 ext. 105 

Visit: 1840 M-119 Unit 1, Petoskey, MI 49770

Fair Housing Logo.png
bottom of page